I’ve Been Pre-approved – Now What?

The Now What? Series, brought to you by The Natale Group, will be the best source for all questions about real estate transactions, from the first thought of buying or selling, all the way to the closing table.  In this business as a Broker-Associate, I always have client’s who ask for guidance throughout the process of buying or selling real estate.  I figured a great idea would be to put all of those “What happens if..?” or “What do you think about..?” or “Now What do I do?” questions into an extensive blog series.  Enjoy!

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Now that a buyer has been pre-approved for a mortgage and found their “buying power,” the next step would be to set up a home buying consultation with The Natale Group.  The importance of a home buying consultation is to go over everything that a buyer is looking for in a face-to-face setting so The Natale Group can understand exactly what a buyer is looking to do and also what it takes to purchase in today’s market.  The best part of The Natale Group’s home buying consultations – they’re completely non-obligatory and they are at absolutely no-cost.  The Natale Group’s home buying consultation is broken down into three parts:

1. What a buyer is looking for.  In this portion, we’ll discuss the buyer’s “buying power” and how that will translate to a buyer’s area of interest.  Areas & neighborhoods of interest, styles of homes, and some ‘must-have’ features are all discussed in this portion of the home buying consultation with The Natale Group.  The Natale Group is composed of all life-long local residents and we all know the area like the back of our hand’s so we’ll be able to discuss the in’s & out’s of any of the area’s towns and neighborhoods.

2. Today’s Real Estate Market.  Whether a buyer has never bought a home, bought a home two years ago, or has bought 20 homes in the past 50 years, today’s real estate market is truly unique and it changes almost monthly, if not weekly.  With the current inventory constantly changing and the change in interest rates will all alter the buying process and in this portion, The Natale Group will go over today’s current inventory level in the area’s of interest for a buyer, and also today’s interest rates for mortgage and how that’s reflective to the buying process.

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3. How The Natale Group assists a buyer.  The Natale Group doesn’t just believe in doing the simple things to help buying client’s, including the ever-important setting up of auto-alerts and opening the front door for buyer’s.  Most brokers will stop there when it comes to assisting buyer’s, and that’s not the way our group operates.  We will go over how we will go out and try to find your property pre-market, if possible, and also how we will be able to negotiate the best possible deal.

Ready to set up your home buying consultation? Contact The Natale Group today!

John Natale Jr.

The Natale Group – Owner/Operator

Keller Williams Realty East Monmouth

Cell: (732) 546-6177

E-mail: NataleSells@Gmail.com

 

Searching for a new home? Click here!

908 Ellison Avenue, Point Pleasant NJ 08742

Welcome to 908 Ellison Avenue in Point Pleasant

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The perfect Jersey Shore colonial located east of the canal and less than a mile from Point Pleasant beaches & boardwalk and within seconds to down-town Point Pleasant is now For Sale!  This beautiful home has elements of the early 1900s Seashore colonial, while being completely renovated in recent year’s to fit today’s standard of living.  Some elements of the past still remain, such as the original hardwood floors from 1932 in the living room and one of the bedrooms upstairs.  The extremely spacious and open layout show the modernization of this gorgeous home in Point Pleasant!

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908 Ellison Ave in Point Pleasant offers the luxurious features that many of today’s buyers look for, including a new kitchen with granite counter-tops and new appliances.  The kitchen is a great size for Jersey Shore colonial and is open to both the dining room and family room/den, perfect for holiday dinners and entertaining on those Jersey Shore weekends!

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One of the biggest ‘Wow’ features in this home is the one-of-a-kind landing once you arrive at the upper level of the home.  Not many home’s, especially in this style, will have a landing such as this one.

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Upstairs are three large bedrooms and a new large bathroom with shower stall, soaking tub, and a double vanity.

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The walk-up attic is finished and offers a great bonus room for a ‘hangout’ room or man-cave.  There is also a full, un-finished basement, which offers awesome storage space for the home.  Out back of the home is another truly ‘Wow’ feature – a large, flat backyard with a brand new deck, built for relaxation and entertaining.

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A large drive-way, new mahogany porch with columns, and the beautiful neighborhood east of the canal all add amazing features to this beautiful home.  One of Point Pleasant’s best valued property’s!

Do you have any questions about this home in Point Pleasant east of the canal? Give John a call today!

John Natale Jr.

The Natale Group – Owner/Operator

Keller Williams Realty East Monmouth

Cell: (732) 546-6177

E-mail: NataleSells@Gmail.com

Looking for help to buy or sell a home today?  Contact me today!

I’ve Done the Research to Buy a Home – Now What?

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The Now What? Series, brought to you by The Natale Group, will be the best source for all questions about real estate transactions, from the first thought of buying or selling, all the way to the closing table.  In this business as a Broker-Associate, I always have client’s who ask for guidance throughout the process of buying or selling real estate.  I figured a great idea would be to put all of those “What happens if..?” or “What do you think about..?” or “Now What do I do?” questions into an extensive blog series.  Enjoy!

Now that the initial research involved in purchasing a home is done, what is the next step?  Get Pre-approved or pre-qualified for a mortgage and find your “buying power”.   The importance of this is to ensure 1. a buyer’s overall qualifications to purchase the home they’ve started thinking about, and 2. a buyer’s comfort level for both an initial down payment and the monthly payments.

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A better understanding of the way certain down payments, credit scores,  debt/income ratios will all affect a buyer’s monthly mortgage payments is an important aspect of the pre-approval process.  The pre-approval process will also help a buyer understand the different types of mortgages and the different mortgage programs.  The types of mortgages, including the most popular 30-year fixed rate mortgage, vary in down payment requirements and monthly-payments.  Mortgages can also be directly underwritten by the lender, called conventional loans, or could be government-backed through the FHA program. Other programs include mortgages through Veteran Affairs (VA loans) are for military members and veterans.  The best way for a buyer to find out exactly the best fit mortgage-wise is to actually have that discussion with a lender.

Do you need to find a great mortgage professional to start your pre-approval process?  Contact me today and I’ll put you in touch with one of the area’s best.

John Natale Jr.

Owner/Operator

The Natale Group

Keller Williams Realty East Monmouth

Cell: (732) 546-6177

E-Mail: NataleSells@Gmail.com

 

I Want to Buy a Home – Now What?

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The Now What? Series will be the best source for all questions about real estate transactions, from the first thought of buying or selling, all the way to the closing table.  In this business as a Broker-Associate, I always have client’s who ask for guidance throughout the process of buying or selling real estate.  I figured a great idea would be to put all of those “What happens if..?” or “What do you think about..?” or “Now What do I do?” questions into an extensive blog series.  Enjoy!

We’ll start very basic for today’s blog post, and begin with the first stage of buying a home.  Very typically, a consumer won’t wake up one day, and say “Hey, I’d like to buy a home today” and go out and do exactly that.  For most buyer’s, it takes anywhere from 6-24 months from that first thought to buy a home, until they close on the property of their dreams** Guaranteed by The Natale Group.

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So what should be the first thing to do if you are interested in buying a home here in New Jersey?  Research. The great thing for today’s home buyers is that much of the information they could desire to perform that basic research is right at their fingertips.  Listings with photographs of properties, mortgage calculators, price trends, neighborhood demographics, a lot of what a buyer could need to do the proper research to start the process of buying a home, is right there in front of them on many different outlets.  Do you need to know the exact percentage that home prices have fallen in the down-turn of the market, and the amount it’s come back up in recent years? No.  Do you need to know the exact commute times from different locations? No.  Much of the finite and extensive research is done by Realtors, but it’s not a bad idea to have some information under your belt prior to a home buying consultation.

What should you be researching?  The Natale Group suggests researching mortgage payments based on down-payments and monthly payments.  We also suggest that buyer’s start to research areas that could be a suitable location for their home purchase, based upon the mortgage research they have completed.

Have any specific questions regarding the buying process and utilizing The Natale Group’s service for finding a great home for a great deal?  Contact us today.

John Natale Jr.

The Natale Group

Keller Williams Realty East Monmouth

Cell: (732) 546-6177

E-mail: NataleSells@Gmail.com

105 Dundee Ct, Aberdeen NJ 07747

Welcome to 105 Dundee Ct in Aberdeen!

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Located in one of Monmouth County’s best condo communities is 105 Dundee Ct in Aberdeen!  Not often do such affordable condo units have a full & extremely large walk-out basement like this home.  Very well-kept and in move-in condition, this home has quite a few features that will catch today’s buyers.  First is it’s great location, nearby shopping, great area schools, and transportation to North Jersey and New York City.

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The ground-level unit features an open living & dining rooms, right off the spacious kitchen.  Laundry room and main bath follow down the main hallway, with both the master suite and guest bedroom, at the end of the hallway.  The master suite features it’s own full bathroom and a walk-in closet.  The deck is offered out of the guest bedroom.

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The biggest difference-maker for 105 Dundee Ct is the amazing and huge full, partially-finished, basement below the ground-level unit.  Accessed from inside the unit, the basement offers an additional finished room that can be used as a family room, office, play pen, or third bedroom.  The other space in the basement offers a great amount of possibility with high ceilings and plenty of space for storage or to potentially finish.

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The basement also walks-out to a great patio and private space that can be utilized to BBQ and entertain friends and family.  Overall, 105 Dundee Ct in Aberdeen is a wonderful opportunity to buy into a great community at a great value and have plenty of amazing features and space!

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Thank you for reading and spread the word about 105 Dundee Ct in Aberdeen!

John Natale Jr.

The Natale Group

Keller Williams Realty East Monmouth

Cell: (732) 546-6177

E-Mail: NataleSells@Gmail.com

Are you looking to buy a home? Click here!

24 Edward Street, East Brunswick NJ 08816

Welcome to 24 Edward St in East Brunswick, NJ

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This beautiful home in East Brunswick truly has one of the town’s best backyards! There is an in-ground pool, plenty of ‘green space,’ great terraced deck, large paver patio – overall the perfect backyard for daily fun and entertaining.

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Past having one of East Brunswick’s most unbelievable backyards, 24 Edward St. has an amazing move-in ready interior.  An extremely spacious and open lay-out features a newer, updated eat-in kitchen with granite counter-tops, formal living and dining rooms, and a large family room or den complete with a fireplace.

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24 Edward St also features four large bedrooms, including a master suite with it’s own full bathroom and plenty of closet space. Also upstairs is a upgraded large main bath with a granite vanity, vaulted ceilings and a beautiful skylight.

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 This home in East Brunswick also has a two-car garage and finished basement that both offer plenty of storage space – always a mandatory requirement in a New Jersey home! The basement has a rec room area, perfect for game room or play room, and the laundry room.

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24 Edward St. in East Brunswick is the definition of a completely move-in ready home with some great upgrades and features only found in much more costly homes.  To get the top-flight and Blue Ribbon schools in East Brunswick, be near many forms of transportation to New York City or North Jersey, and have these wonderful features, it makes the home almost a no-brainer for today’s potential buyers in East Brunswick!

Do you know someone looking for a home? Perhaps 24 Edwards St.?  Let The Natale Group know! (732) 546-6177

John Natale Jr.

The Natale Group

Keller Williams Realty East Monmouth

Cell: (732) 546-6177

E-Mail: NataleSells@Gmail.com

**Interested in a professional representation of your home? Click here

12 Farmside Dr, Howell NJ 07728

Welcome to 12 Farmside Drive in Howell, NJ

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Why wait for new construction in Howell when you can move into this remarkable newer-built Toll Brothers colonial.  The truly expansive home offers 5,400 square feet of space, Five bedrooms, five full bathrooms, and a half bath powder room.  Enough space for the whole family, plus any additional family members or friends who want to stay over! Not only is there a ton of living space inside the home, the home is situated on the Premium Lot in the ‘Enclave at Manasquan River'; a development designed for luxury.  Just over an 1.25 Acres of land, backing to ‘Green Acres’ preserved land, you really can’t beat the view.

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Inside this beautiful home in Howell are some of Toll Brothers most luxurious features, including a Palladian-style kitchen with granite counter tops, stainless steel appliances, a center island and breakfast area.  Plenty of sunlight and hardwood floors finish off this one-of-a-kind Palladian-style kitchen.

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Other amazing features of the downstairs of this luxury home in Howell are a dramatic two-story entrance, luxurious dining room with plenty of decorative molding, and a sunken family room with fireplace and beautiful columns.

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Also downstairs is a full ‘mother’ apartment complete with it’s own kitchenette, living room, bedroom and full bath.  It could potentially be used as a maid’s quarters or nanny’s living area as well.

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Upstairs in this beautiful home is a Master Suite suited for luxury with walk-in closets and vaulted ceilings.  Separate vanities, whirlpool tub, and a shower stall all offer beautiful space to the luxurious master bath.  There are four total bedrooms upstairs, including the master, and each has their own full bathroom.  There is also an additional bonus room, which could be used as a Sixth bedroom, work-out room, play area, etc.

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All of these amazing features and all of this amazing space could be your’s! If you have any questions regarding this property at 12 Farmside Drive in Howell, please feel free to contact The Natale Group today!

Signed off,

John Natale Jr.

The Natale Group

Keller Williams Realty

Cell: (732) 546-6177

E-mail: NataleSells@gmail.com

www.TheNataleGroup.com

*Know anyone looking to buy, sell, rent or invest real estate?  Let The Natale Group know today!!

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